- High volume, high scrutiny: a sector that demands agile controls.
- Customer verified at digital onboarding.
- Evidence per check, exportable.
Verify without slowing down digital onboarding
Fintechs, remittance companies and currency exchange houses process high volumes of customers and transactions, under regulatory supervision and scrutiny. Akifue helps you stay in control without losing speed. Learn how KYC verification works and what the FIU (UAF) receives.
- Verify identity and risk at onboarding. Check them against OFAC, UN, EU, UK and PEP lists before activating the account.
- Assess the risk of each customer. A score that indicates when to apply enhanced due diligence.
- Keep evidence per check. Exportable case file that supports every sign-up.
Onboarding in seconds
Verify every new user at registration, without interrupting the digital sign-up flow.
Case file per customer
Every check is documented with date, sources and result, ready for audits, correspondent banks and regulators.
Fintech and remittances: high volume, high exposure
The volume of customers and transactions, together with the movement of third-party funds, makes this sector a focus of attention for regulators and correspondent banks.
High-volume payments
Processing many small transactions does not remove the risk: every new customer must go through the same control before being activated.
Beneficial owners
When an account is used on behalf of a third party, identifying the real beneficial owner is as important as verifying the account holder.
Sample result
A sign-up with no matches is approved and kept with its evidence. See the scope of each plan in plans and pricing.
| Check | Result |
|---|---|
| OFAC · UN · EU/UK | No matches detected in any of the sources searched (CLEAR) |
| PEP | No matches |
| Decision | Approved · digital sign-up completed · evidence saved · PDF report |
Frequently asked questions
Must fintechs and remittance companies apply anti-money laundering controls?
In general, entities that move third-party funds —such as fintechs, remittance companies and currency exchange houses— must apply money laundering prevention controls appropriate to their activity and regulatory framework, with customer due diligence and evidence of the verification carried out.
What should I verify when onboarding a customer digitally?
The customer’s identity and risk at onboarding: screening against sanctions lists (OFAC, UN, EU and UK) and PEPs, with a risk score and an exportable case file, without slowing down the digital sign-up flow.
Does Akifue support a high volume of checks?
Yes. Akifue is SaaS: every search responds in seconds and the case file is ready automatically, designed for digital onboarding flows with many users and transactions.